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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,279 | $88,778-53.5% | $81,844-49.6% | $145,884-71.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 35.19% | 1033.03%-997.8pp | 778.87%-743.7pp | 551.85%-516.7pp |
| Employer contribution / active EE | $5,091 | $3,087+64.9% | $2,916+74.6% | $4,662+9.2% |
| Participant deferral / active EE | $6,199 | $4,648+33.4% | $4,323+43.4% | $6,690-7.3% |
| Admin fee / account holder | $2,072 | $8,430-75.4% | $7,355-71.8% | $13,392-84.5% |