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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,459 | $156,398-92.0% | $147,318-91.5% | $138,895-91.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.01% | 78.75%-65.7pp | 70.43%-57.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $20,521 | $4,853+322.8% | $4,593+346.8% | $4,194+389.3% |
| Participant deferral / active EE | $268 | $8,237-96.8% | $7,906-96.6% | $6,396-95.8% |
| Admin fee / account holder | $249,555 | $14,976+1566.4% | $13,708+1720.6% | $12,562+1886.6% |