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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,613 | $100,279-74.5% | $81,353-68.5% | $145,884-82.4% |
| Participation rate | 77.3% | 74.3%+3.0pp | 69.5%+7.7pp | 80.3%-3.0pp |
| Annual return | 5.99% | 34.49%-28.5pp | 24.82%-18.8pp | 551.85%-545.9pp |
| Employer contribution / active EE | $1,569 | $2,979-47.3% | $2,464-36.3% | $4,662-66.4% |
| Participant deferral / active EE | $0 | $4,611-100.0% | $3,885-100.0% | $6,690-100.0% |
| Admin fee / account holder | $1,258 | $8,206-84.7% | $5,766-78.2% | $13,392-90.6% |