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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,483 | $57,061-55.3% | $85,063-70.0% | $80,911-68.5% |
| Participation rate | 37.5% | 56.3%-18.8pp | 67.5%-30.0pp | 67.6%-30.1pp |
| Annual return | 16.54% | 21.66%-5.1pp | 66.54%-50.0pp | 35.63%-19.1pp |
| Employer contribution / active EE | $1,364 | $1,799-24.2% | $2,727-50.0% | $2,756-50.5% |
| Participant deferral / active EE | $1,379 | $3,110-55.7% | $4,523-69.5% | $4,297-67.9% |
| Admin fee / account holder | $703 | $4,986-85.9% | $6,155-88.6% | $6,935-89.9% |