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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,483 | $57,119-55.4% | $85,187-70.1% | $80,935-68.5% |
| Participation rate | 37.5% | 56.4%-18.9pp | 67.5%-30.0pp | 67.7%-30.2pp |
| Annual return | 16.54% | 21.70%-5.2pp | 66.67%-50.1pp | 35.66%-19.1pp |
| Employer contribution / active EE | $1,364 | $1,802-24.3% | $2,732-50.1% | $2,757-50.5% |
| Participant deferral / active EE | $1,379 | $3,115-55.7% | $4,525-69.5% | $4,299-67.9% |
| Admin fee / account holder | $703 | $4,990-85.9% | $6,162-88.6% | $6,924-89.8% |