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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,668 | $70,366-80.6% | $66,674-79.5% | $138,895-90.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 26.58% | 386.41%-359.8pp | 321.24%-294.7pp | 145.39%-118.8pp |
| Employer contribution / active EE | $1,928 | $2,765-30.3% | $2,620-26.4% | $4,194-54.0% |
| Participant deferral / active EE | $4,352 | $4,374-0.5% | $4,084+6.5% | $6,396-32.0% |
| Admin fee / account holder | $1,270 | $5,262-75.9% | $5,098-75.1% | $12,562-89.9% |