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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,439 | $111,830-42.4% | $93,696-31.2% | $145,884-55.8% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 13.05% | 204.08%-191.0pp | 133.74%-120.7pp | 551.85%-538.8pp |
| Employer contribution / active EE | $1,085 | $3,093-64.9% | $2,422-55.2% | $4,662-76.7% |
| Participant deferral / active EE | $6,469 | $4,920+31.5% | $4,417+46.5% | $6,690-3.3% |
| Admin fee / account holder | $3,740 | $10,249-63.5% | $8,287-54.9% | $13,392-72.1% |