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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,168 | $81,487-39.7% | $102,412-52.0% | $80,935-39.3% |
| Participation rate | 71.9% | 66.8%+5.0pp | 74.5%-2.6pp | 67.7%+4.2pp |
| Annual return | 20.74% | 25.60%-4.9pp | 24.94%-4.2pp | 35.66%-14.9pp |
| Employer contribution / active EE | $10,984 | $3,103+254.0% | $3,870+183.8% | $2,757+298.5% |
| Participant deferral / active EE | $2,065 | $3,871-46.7% | $5,060-59.2% | $4,299-52.0% |
| Admin fee / account holder | $5,888 | $6,717-12.4% | $8,388-29.8% | $6,924-15.0% |