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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,955 | $185,141-78.4% | $153,416-74.0% | $155,188-74.3% |
| Participation rate | 77.8% | 79.9%-2.1pp | 74.3%+3.4pp | 80.8%-3.0pp |
| Annual return | 15.13% | 18.72%-3.6pp | 17.84%-2.7pp | 148.84%-133.7pp |
| Employer contribution / active EE | $1,888 | $4,489-57.9% | $3,764-49.8% | $4,248-55.5% |
| Participant deferral / active EE | $2,642 | $5,477-51.8% | $4,723-44.1% | $6,531-59.5% |
| Admin fee / account holder | $3,857 | $16,005-75.9% | $13,095-70.5% | $14,480-73.4% |