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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,458 | $225,673-69.2% | $203,872-65.9% | $155,188-55.2% |
| Participation rate | 45.0% | 80.3%-35.3pp | 77.8%-32.8pp | 80.8%-35.8pp |
| Annual return | 10.48% | 95.91%-85.4pp | 85.11%-74.6pp | 148.84%-138.4pp |
| Employer contribution / active EE | $929 | $4,099-77.3% | $3,757-75.3% | $4,248-78.1% |
| Participant deferral / active EE | $2,544 | $6,893-63.1% | $6,388-60.2% | $6,531-61.1% |
| Admin fee / account holder | $1,606 | $12,327-87.0% | $11,730-86.3% | $14,480-88.9% |