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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,458 | $182,442-61.9% | $163,379-57.5% | $138,895-50.0% |
| Participation rate | 45.0% | 79.8%-34.8pp | 76.8%-31.8pp | 79.9%-34.9pp |
| Annual return | 10.48% | 72.74%-62.3pp | 63.41%-52.9pp | 145.39%-134.9pp |
| Employer contribution / active EE | $929 | $4,159-77.7% | $3,752-75.3% | $4,194-77.9% |
| Participant deferral / active EE | $2,544 | $6,817-62.7% | $6,282-59.5% | $6,396-60.2% |
| Admin fee / account holder | $1,606 | $10,396-84.5% | $9,818-83.6% | $12,562-87.2% |