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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,104 | $183,516-69.4% | $155,534-63.9% | $145,884-61.5% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 8.29% | 61.43%-53.1pp | 64.92%-56.6pp | 551.85%-543.6pp |
| Employer contribution / active EE | $2,451 | $5,315-53.9% | $4,675-47.6% | $4,662-47.4% |
| Participant deferral / active EE | $3,676 | $6,467-43.2% | $5,630-34.7% | $6,690-45.1% |
| Admin fee / account holder | $8,728 | $19,293-54.8% | $15,900-45.1% | $13,392-34.8% |