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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,242 | $174,379+3.4% | $152,093+18.5% | $138,895+29.8% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 26.34% | 74.86%-48.5pp | 66.36%-40.0pp | 145.39%-119.1pp |
| Employer contribution / active EE | $3,327 | $4,652-28.5% | $4,175-20.3% | $4,194-20.7% |
| Participant deferral / active EE | $15,375 | $6,159+149.6% | $5,451+182.0% | $6,396+140.4% |
| Admin fee / account holder | $1,570 | $16,880-90.7% | $14,497-89.2% | $12,562-87.5% |