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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,702 | $174,379-68.6% | $152,093-64.0% | $138,895-60.6% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 20.86% | 74.86%-54.0pp | 66.36%-45.5pp | 145.39%-124.5pp |
| Employer contribution / active EE | $1,497 | $4,652-67.8% | $4,175-64.1% | $4,194-64.3% |
| Participant deferral / active EE | $5,496 | $6,159-10.8% | $5,451+0.8% | $6,396-14.1% |
| Admin fee / account holder | $1,422 | $16,880-91.6% | $14,497-90.2% | $12,562-88.7% |