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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,909 | $89,259+11.9% | $107,187-6.8% | $82,637+20.9% |
| Participation rate | 65.4% | 67.9%-2.5pp | 75.0%-9.6pp | 68.1%-2.7pp |
| Annual return | 17.99% | 21.02%-3.0pp | 204.55%-186.6pp | 53.51%-35.5pp |
| Employer contribution / active EE | $0 | $3,080-100.0% | $3,782-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,648 | $4,037-34.4% | $5,096-48.0% | $4,126-35.8% |
| Admin fee / account holder | $2,044 | $7,381-72.3% | $9,162-77.7% | $7,339-72.1% |