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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,006 | $125,193-43.3% | $105,591-32.8% | $145,978-51.4% |
| Participation rate | 84.6% | 77.6%+7.0pp | 75.3%+9.3pp | 80.3%+4.3pp |
| Annual return | 22.89% | 225.53%-202.6pp | 116.43%-93.5pp | 550.52%-527.6pp |
| Employer contribution / active EE | $1,594 | $3,718-57.1% | $3,166-49.7% | $4,662-65.8% |
| Participant deferral / active EE | $2,936 | $5,708-48.6% | $5,008-41.4% | $6,690-56.1% |
| Admin fee / account holder | $746 | $17,277-95.7% | $11,024-93.2% | $13,400-94.4% |