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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,905 | $99,053-59.7% | $88,179-54.7% | $138,895-71.3% |
| Participation rate | 45.8% | 74.2%-28.4pp | 69.1%-23.3pp | 79.9%-34.1pp |
| Annual return | 15.32% | 78.17%-62.9pp | 64.97%-49.7pp | 145.39%-130.1pp |
| Employer contribution / active EE | $1,188 | $2,882-58.8% | $2,549-53.4% | $4,194-71.7% |
| Participant deferral / active EE | $1,984 | $5,225-62.0% | $4,614-57.0% | $6,396-69.0% |
| Admin fee / account holder | $3,387 | $8,748-61.3% | $7,673-55.9% | $12,562-73.0% |