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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,101 | $156,398-68.6% | $147,318-66.7% | $138,895-64.6% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 16.45% | 78.75%-62.3pp | 70.43%-54.0pp | 145.39%-128.9pp |
| Employer contribution / active EE | $3,041 | $4,853-37.3% | $4,593-33.8% | $4,194-27.5% |
| Participant deferral / active EE | $9,930 | $8,237+20.5% | $7,906+25.6% | $6,396+55.3% |
| Admin fee / account holder | $515 | $14,976-96.6% | $13,708-96.2% | $12,562-95.9% |