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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,064 | $160,028-73.7% | $147,080-71.4% | $145,884-71.2% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 15.57% | 98.60%-83.0pp | 420.17%-404.6pp | 551.85%-536.3pp |
| Employer contribution / active EE | $2,274 | $5,286-57.0% | $4,933-53.9% | $4,662-51.2% |
| Participant deferral / active EE | $5,895 | $8,422-30.0% | $8,066-26.9% | $6,690-11.9% |
| Admin fee / account holder | $2,006 | $15,030-86.7% | $12,989-84.6% | $13,392-85.0% |