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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,555 | $174,379-33.2% | $152,093-23.4% | $138,895-16.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 31.57% | 74.86%-43.3pp | 66.36%-34.8pp | 145.39%-113.8pp |
| Employer contribution / active EE | $1,565 | $4,652-66.4% | $4,175-62.5% | $4,194-62.7% |
| Participant deferral / active EE | $6,118 | $6,159-0.7% | $5,451+12.2% | $6,396-4.4% |
| Admin fee / account holder | $803 | $16,880-95.2% | $14,497-94.5% | $12,562-93.6% |