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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,796 | $110,379+7.6% | $102,412+16.0% | $145,884-18.6% |
| Participation rate | 28.6% | 77.9%-49.4pp | 74.5%-45.9pp | 80.3%-51.7pp |
| Annual return | 12.42% | 24.84%-12.4pp | 24.94%-12.5pp | 551.85%-539.4pp |
| Employer contribution / active EE | $1,862 | $4,216-55.8% | $3,870-51.9% | $4,662-60.1% |
| Participant deferral / active EE | $2,269 | $5,622-59.6% | $5,060-55.2% | $6,690-66.1% |
| Admin fee / account holder | $129 | $9,745-98.7% | $8,388-98.5% | $13,392-99.0% |