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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,238 | $88,778-56.9% | $81,844-53.3% | $145,884-73.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.90% | 1033.03%-1022.1pp | 778.87%-768.0pp | 551.85%-540.9pp |
| Employer contribution / active EE | $6,035 | $3,087+95.5% | $2,916+106.9% | $4,662+29.4% |
| Participant deferral / active EE | $8,750 | $4,648+88.2% | $4,323+102.4% | $6,690+30.8% |
| Admin fee / account holder | $345 | $8,430-95.9% | $7,355-95.3% | $13,392-97.4% |