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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,179 | $183,627+29.2% | $155,602+52.4% | $145,978+62.5% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 8.28% | 61.32%-53.0pp | 64.81%-56.5pp | 550.52%-542.2pp |
| Employer contribution / active EE | $3,883 | $5,316-27.0% | $4,675-17.0% | $4,662-16.7% |
| Participant deferral / active EE | $11,580 | $6,466+79.1% | $5,629+105.7% | $6,690+73.1% |
| Admin fee / account holder | $86,025 | $19,327+345.1% | $15,923+440.2% | $13,400+542.0% |