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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,778 | $110,379-28.6% | $102,412-23.1% | $145,884-46.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.72% | 24.84%-17.1pp | 24.94%-17.2pp | 551.85%-544.1pp |
| Employer contribution / active EE | $2,317 | $4,216-45.0% | $3,870-40.1% | $4,662-50.3% |
| Participant deferral / active EE | $9,381 | $5,622+66.9% | $5,060+85.4% | $6,690+40.2% |
| Admin fee / account holder | $53,893 | $9,745+453.0% | $8,388+542.5% | $13,392+302.4% |