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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,297 | $114,119-87.5% | $107,187-86.7% | $138,895-89.7% |
| Participation rate | 90.5% | 78.1%+12.4pp | 75.0%+15.5pp | 79.9%+10.6pp |
| Annual return | 5.14% | 273.21%-268.1pp | 204.55%-199.4pp | 145.39%-140.3pp |
| Employer contribution / active EE | $1,882 | $4,059-53.6% | $3,782-50.2% | $4,194-55.1% |
| Participant deferral / active EE | $3,417 | $5,538-38.3% | $5,096-33.0% | $6,396-46.6% |
| Admin fee / account holder | $616 | $10,024-93.9% | $9,162-93.3% | $12,562-95.1% |