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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,113 | $106,864+100.4% | $147,318+45.3% | $82,637+159.1% |
| Participation rate | 86.5% | 75.5%+11.0pp | 82.1%+4.4pp | 68.1%+18.4pp |
| Annual return | 8.53% | 27.49%-19.0pp | 70.43%-61.9pp | 53.51%-45.0pp |
| Employer contribution / active EE | $5,729 | $3,417+67.7% | $4,593+24.7% | $2,552+124.5% |
| Participant deferral / active EE | $13,040 | $6,496+100.8% | $7,906+64.9% | $4,126+216.0% |
| Admin fee / account holder | $76,339 | $8,415+807.2% | $13,708+456.9% | $7,339+940.2% |