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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,134 | $156,398-2.7% | $147,318+3.3% | $138,895+9.5% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.7pp | 79.9%+13.8pp |
| Annual return | 17.06% | 78.75%-61.7pp | 70.43%-53.4pp | 145.39%-128.3pp |
| Employer contribution / active EE | $7,004 | $4,853+44.3% | $4,593+52.5% | $4,194+67.0% |
| Participant deferral / active EE | $6,247 | $8,237-24.2% | $7,906-21.0% | $6,396-2.3% |
| Admin fee / account holder | $1,029 | $14,976-93.1% | $13,708-92.5% | $12,562-91.8% |