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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,049,444 | $129,737+708.9% | $119,126+781.0% | $154,746+578.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 12.90% | 379.08%-366.2pp | 282.11%-269.2pp | 172.34%-159.4pp |
| Employer contribution / active EE | $30,712 | $4,375+602.0% | $4,034+661.4% | $4,379+601.3% |
| Participant deferral / active EE | $28,187 | $5,842+382.5% | $5,318+430.0% | $6,730+318.8% |
| Admin fee / account holder | $43,401 | $11,961+262.9% | $10,693+305.9% | $14,365+202.1% |