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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,355 | $134,817-76.7% | $123,973-74.7% | $155,188-79.8% |
| Participation rate | 73.3% | 79.4%-6.1pp | 76.7%-3.3pp | 80.8%-7.5pp |
| Annual return | 17.93% | 515.49%-497.6pp | 388.13%-370.2pp | 148.84%-130.9pp |
| Employer contribution / active EE | $981 | $4,425-77.8% | $4,126-76.2% | $4,248-76.9% |
| Participant deferral / active EE | $3,923 | $5,706-31.2% | $5,247-25.2% | $6,531-39.9% |
| Admin fee / account holder | $481 | $13,245-96.4% | $11,799-95.9% | $14,480-96.7% |