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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,355 | $114,119-72.5% | $107,187-70.7% | $138,895-77.4% |
| Participation rate | 73.3% | 78.1%-4.7pp | 75.0%-1.7pp | 79.9%-6.6pp |
| Annual return | 17.93% | 273.21%-255.3pp | 204.55%-186.6pp | 145.39%-127.5pp |
| Employer contribution / active EE | $981 | $4,059-75.8% | $3,782-74.1% | $4,194-76.6% |
| Participant deferral / active EE | $3,923 | $5,538-29.2% | $5,096-23.0% | $6,396-38.7% |
| Admin fee / account holder | $481 | $10,024-95.2% | $9,162-94.7% | $12,562-96.2% |