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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,918 | $174,379-58.8% | $152,093-52.7% | $138,895-48.2% |
| Participation rate | 45.8% | 81.6%-35.8pp | 77.8%-31.9pp | 79.9%-34.1pp |
| Annual return | 15.44% | 74.86%-59.4pp | 66.36%-50.9pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,529 | $4,652-67.1% | $4,175-63.4% | $4,194-63.5% |
| Participant deferral / active EE | $2,862 | $6,159-53.5% | $5,451-47.5% | $6,396-55.3% |
| Admin fee / account holder | $7,180 | $16,880-57.5% | $14,497-50.5% | $12,562-42.8% |