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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,165 | $81,331-12.5% | $155,534-54.2% | $80,935-12.1% |
| Participation rate | 44.4% | 66.3%-21.8pp | 78.2%-33.8pp | 67.7%-23.2pp |
| Annual return | 33.17% | 33.37%-0.2pp | 64.92%-31.8pp | 35.66%-2.5pp |
| Employer contribution / active EE | $1,396 | $3,105-55.0% | $4,675-70.1% | $2,757-49.4% |
| Participant deferral / active EE | $2,858 | $3,454-17.2% | $5,630-49.2% | $4,299-33.5% |
| Admin fee / account holder | $616 | $7,999-92.3% | $15,900-96.1% | $6,924-91.1% |