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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,589 | $81,331-52.6% | $155,534-75.2% | $80,935-52.3% |
| Participation rate | 80.4% | 66.3%+14.2pp | 78.2%+2.2pp | 67.7%+12.8pp |
| Annual return | 11.26% | 33.37%-22.1pp | 64.92%-53.7pp | 35.66%-24.4pp |
| Employer contribution / active EE | $472 | $3,105-84.8% | $4,675-89.9% | $2,757-82.9% |
| Participant deferral / active EE | $2,872 | $3,454-16.9% | $5,630-49.0% | $4,299-33.2% |
| Admin fee / account holder | $13,161 | $7,999+64.5% | $15,900-17.2% | $6,924+90.1% |