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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,337 | $86,919-23.7% | $102,457-35.3% | $80,911-18.0% |
| Participation rate | 64.7% | 72.4%-7.7pp | 76.5%-11.8pp | 67.6%-2.9pp |
| Annual return | 13.97% | 18.90%-4.9pp | 29.41%-15.4pp | 35.63%-21.7pp |
| Employer contribution / active EE | $1,859 | $2,368-21.5% | $3,022-38.5% | $2,756-32.6% |
| Participant deferral / active EE | $5,273 | $4,119+28.0% | $5,054+4.3% | $4,297+22.7% |
| Admin fee / account holder | $6,743 | $8,049-16.2% | $9,451-28.7% | $6,935-2.8% |