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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,924 | $174,379-39.8% | $152,093-31.0% | $138,895-24.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.64% | 74.86%-57.2pp | 66.36%-48.7pp | 145.39%-127.8pp |
| Employer contribution / active EE | $4,537 | $4,652-2.5% | $4,175+8.7% | $4,194+8.2% |
| Participant deferral / active EE | $8,664 | $6,159+40.7% | $5,451+58.9% | $6,396+35.5% |
| Admin fee / account holder | $841 | $16,880-95.0% | $14,497-94.2% | $12,562-93.3% |