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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,496 | $183,627-1.2% | $155,602+16.6% | $145,978+24.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.52% | 61.32%-50.8pp | 64.81%-54.3pp | 550.52%-540.0pp |
| Employer contribution / active EE | $6,767 | $5,316+27.3% | $4,675+44.7% | $4,662+45.2% |
| Participant deferral / active EE | $7,997 | $6,466+23.7% | $5,629+42.1% | $6,690+19.5% |
| Admin fee / account holder | $3,783 | $19,327-80.4% | $15,923-76.2% | $13,400-71.8% |