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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,539 | $81,331+168.7% | $155,534+40.5% | $80,935+170.0% |
| Participation rate | 66.2% | 66.3%0pp | 78.2%-12.0pp | 67.7%-1.4pp |
| Annual return | 13.26% | 33.37%-20.1pp | 64.92%-51.7pp | 35.66%-22.4pp |
| Employer contribution / active EE | $3,039 | $3,105-2.1% | $4,675-35.0% | $2,757+10.2% |
| Participant deferral / active EE | $8,906 | $3,454+157.8% | $5,630+58.2% | $4,299+107.1% |
| Admin fee / account holder | $1,335 | $7,999-83.3% | $15,900-91.6% | $6,924-80.7% |