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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,776 | $166,242-85.7% | $165,071-85.6% | $145,884-83.7% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 17.94% | 100.44%-82.5pp | 70.17%-52.2pp | 551.85%-533.9pp |
| Employer contribution / active EE | $1,632 | $5,283-69.1% | $4,347-62.5% | $4,662-65.0% |
| Participant deferral / active EE | $3,774 | $6,964-45.8% | $6,035-37.5% | $6,690-43.6% |
| Admin fee / account holder | $381 | $16,658-97.7% | $12,695-97.0% | $13,392-97.2% |