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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,776 | $166,089-85.7% | $164,928-85.6% | $145,978-83.7% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 17.94% | 100.26%-82.3pp | 70.08%-52.1pp | 550.52%-532.6pp |
| Employer contribution / active EE | $1,632 | $5,276-69.1% | $4,343-62.4% | $4,662-65.0% |
| Participant deferral / active EE | $3,774 | $6,961-45.8% | $6,034-37.5% | $6,690-43.6% |
| Admin fee / account holder | $381 | $16,641-97.7% | $12,684-97.0% | $13,400-97.2% |