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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,906 | $88,996-64.1% | $78,004-59.1% | $138,895-77.0% |
| Participation rate | 25.0% | 74.4%-49.4pp | 69.4%-44.4pp | 79.9%-54.9pp |
| Annual return | 21.49% | 28.03%-6.5pp | 31.07%-9.6pp | 145.39%-123.9pp |
| Employer contribution / active EE | $900 | $2,917-69.1% | $2,469-63.5% | $4,194-78.5% |
| Participant deferral / active EE | $1,735 | $4,724-63.3% | $4,092-57.6% | $6,396-72.9% |
| Admin fee / account holder | $175 | $8,807-98.0% | $7,578-97.7% | $12,562-98.6% |