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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,028 | $159,978+11.9% | $147,041+21.8% | $145,978+22.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.77% | 98.36%-86.6pp | 419.21%-407.4pp | 550.52%-538.7pp |
| Employer contribution / active EE | $5,232 | $5,288-1.1% | $4,935+6.0% | $4,662+12.2% |
| Participant deferral / active EE | $9,793 | $8,429+16.2% | $8,071+21.3% | $6,690+46.4% |
| Admin fee / account holder | $6,351 | $15,053-57.8% | $13,006-51.2% | $13,400-52.6% |