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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,426 | $58,848+4.4% | $88,179-30.3% | $82,637-25.7% |
| Participation rate | 47.6% | 57.9%-10.3pp | 69.1%-21.5pp | 68.1%-20.4pp |
| Annual return | 16.89% | 22.76%-5.9pp | 64.97%-48.1pp | 53.51%-36.6pp |
| Employer contribution / active EE | $1,209 | $1,678-28.0% | $2,549-52.6% | $2,552-52.6% |
| Participant deferral / active EE | $3,340 | $3,124+6.9% | $4,614-27.6% | $4,126-19.1% |
| Admin fee / account holder | $490 | $4,795-89.8% | $7,673-93.6% | $7,339-93.3% |