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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,797 | $81,457+25.0% | $103,378-1.5% | $80,911+25.8% |
| Participation rate | 72.2% | 66.8%+5.4pp | 74.5%-2.3pp | 67.6%+4.6pp |
| Annual return | 12.04% | 25.58%-13.5pp | 24.91%-12.9pp | 35.63%-23.6pp |
| Employer contribution / active EE | $1,611 | $3,107-48.1% | $3,870-58.4% | $2,756-41.5% |
| Participant deferral / active EE | $7,556 | $3,871+95.2% | $5,058+49.4% | $4,297+75.8% |
| Admin fee / account holder | $1,634 | $6,717-75.7% | $8,401-80.5% | $6,935-76.4% |