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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,797 | $81,487+24.9% | $102,412-0.6% | $80,935+25.8% |
| Participation rate | 72.2% | 66.8%+5.4pp | 74.5%-2.3pp | 67.7%+4.6pp |
| Annual return | 12.04% | 25.60%-13.6pp | 24.94%-12.9pp | 35.66%-23.6pp |
| Employer contribution / active EE | $1,611 | $3,103-48.1% | $3,870-58.4% | $2,757-41.6% |
| Participant deferral / active EE | $7,556 | $3,871+95.2% | $5,060+49.3% | $4,299+75.7% |
| Admin fee / account holder | $1,634 | $6,717-75.7% | $8,388-80.5% | $6,924-76.4% |