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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,140 | $101,653-34.0% | $147,080-54.4% | $74,459-9.8% |
| Participation rate | 31.9% | 75.6%-43.7pp | 82.2%-50.3pp | 67.2%-35.4pp |
| Annual return | 15.45% | 8754.98%-8739.5pp | 420.17%-404.7pp | 1369.70%-1354.3pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,933-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $3,224 | $7,304-55.9% | $8,066-60.0% | $4,350-25.9% |
| Admin fee / account holder | $12,469 | $1,752+611.9% | $12,989-4.0% | $1,945+541.1% |