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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,677 | $77,814+546.0% | $158,223+217.7% | $86,983+477.9% |
| Participation rate | 97.2% | 68.4%+28.8pp | 79.2%+18.0pp | 69.5%+27.7pp |
| Annual return | 17.43% | 30.54%-13.1pp | 52.09%-34.7pp | 25.83%-8.4pp |
| Employer contribution / active EE | $9,580 | $2,592+269.6% | $4,109+133.2% | $2,584+270.7% |
| Participant deferral / active EE | $9,075 | $3,270+177.6% | $5,467+66.0% | $4,194+116.4% |
| Admin fee / account holder | $8,193 | $5,879+39.3% | $16,047-48.9% | $7,856+4.3% |