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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,677 | $75,541+565.4% | $152,093+230.5% | $82,637+508.3% |
| Participation rate | 97.2% | 66.5%+30.7pp | 77.8%+19.5pp | 68.1%+29.2pp |
| Annual return | 17.43% | 32.56%-15.1pp | 66.36%-48.9pp | 53.51%-36.1pp |
| Employer contribution / active EE | $9,580 | $2,622+265.3% | $4,175+129.5% | $2,552+275.4% |
| Participant deferral / active EE | $9,075 | $3,206+183.1% | $5,451+66.5% | $4,126+119.9% |
| Admin fee / account holder | $8,193 | $6,405+27.9% | $14,497-43.5% | $7,339+11.6% |