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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,683 | $211,288+21.0% | $178,540+43.2% | $145,884+75.3% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 13.09% | 30.27%-17.2pp | 27.15%-14.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $3,792 | $4,574-17.1% | $3,953-4.1% | $4,662-18.7% |
| Participant deferral / active EE | $14,054 | $6,967+101.7% | $6,281+123.8% | $6,690+110.1% |
| Admin fee / account holder | $87,153 | $12,105+620.0% | $10,424+736.1% | $13,392+550.8% |