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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,180 | $106,864+70.5% | $147,318+23.7% | $82,637+120.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 16.45% | 27.49%-11.0pp | 70.43%-54.0pp | 53.51%-37.1pp |
| Employer contribution / active EE | $6,626 | $3,417+93.9% | $4,593+44.3% | $2,552+159.6% |
| Participant deferral / active EE | $7,929 | $6,496+22.1% | $7,906+0.3% | $4,126+92.2% |
| Admin fee / account holder | $919 | $8,415-89.1% | $13,708-93.3% | $7,339-87.5% |