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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,166 | $114,013-46.4% | $103,693-41.0% | $155,188-60.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 13.56% | 49.31%-35.8pp | 47.61%-34.1pp | 148.84%-135.3pp |
| Employer contribution / active EE | $12,841 | $3,131+310.1% | $2,920+339.7% | $4,248+202.3% |
| Participant deferral / active EE | $1,181 | $4,970-76.2% | $4,579-74.2% | $6,531-81.9% |
| Admin fee / account holder | $3,177 | $8,407-62.2% | $7,858-59.6% | $14,480-78.1% |