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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,972 | $89,259+226.0% | $107,187+171.5% | $82,637+252.1% |
| Participation rate | 95.3% | 67.9%+27.4pp | 75.0%+20.3pp | 68.1%+27.3pp |
| Annual return | 11.67% | 21.02%-9.4pp | 204.55%-192.9pp | 53.51%-41.8pp |
| Employer contribution / active EE | $7,062 | $3,080+129.3% | $3,782+86.7% | $2,552+176.7% |
| Participant deferral / active EE | $9,285 | $4,037+130.0% | $5,096+82.2% | $4,126+125.0% |
| Admin fee / account holder | $9,718 | $7,381+31.7% | $9,162+6.1% | $7,339+32.4% |