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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,309 | $156,398+134.2% | $147,318+148.7% | $138,895+163.7% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 18.85% | 78.75%-59.9pp | 70.43%-51.6pp | 145.39%-126.5pp |
| Employer contribution / active EE | $8,917 | $4,853+83.7% | $4,593+94.1% | $4,194+112.6% |
| Participant deferral / active EE | $16,039 | $8,237+94.7% | $7,906+102.9% | $6,396+150.8% |
| Admin fee / account holder | $3,868 | $14,976-74.2% | $13,708-71.8% | $12,562-69.2% |