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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,801 | $160,028+79.8% | $147,080+95.7% | $145,884+97.3% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.81% | 98.60%-81.8pp | 420.17%-403.4pp | 551.85%-535.0pp |
| Employer contribution / active EE | $8,461 | $5,286+60.1% | $4,933+71.5% | $4,662+81.5% |
| Participant deferral / active EE | $15,285 | $8,422+81.5% | $8,066+89.5% | $6,690+128.5% |
| Admin fee / account holder | $27,137 | $15,030+80.6% | $12,989+108.9% | $13,392+102.6% |