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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,257 | $99,875-65.7% | $146,866-76.7% | $86,983-60.6% |
| Participation rate | 59.6% | 75.8%-16.2pp | 82.5%-22.9pp | 69.5%-9.9pp |
| Annual return | 17.38% | 28.10%-10.7pp | 102.85%-85.5pp | 25.83%-8.5pp |
| Employer contribution / active EE | $1,874 | $3,224-41.9% | $4,425-57.6% | $2,584-27.5% |
| Participant deferral / active EE | $2,820 | $6,322-55.4% | $7,759-63.7% | $4,194-32.8% |
| Admin fee / account holder | $1,878 | $7,838-76.0% | $13,620-86.2% | $7,856-76.1% |