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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,257 | $106,864-67.9% | $147,318-76.7% | $82,637-58.5% |
| Participation rate | 59.6% | 75.5%-15.9pp | 82.1%-22.4pp | 68.1%-8.4pp |
| Annual return | 17.38% | 27.49%-10.1pp | 70.43%-53.1pp | 53.51%-36.1pp |
| Employer contribution / active EE | $1,874 | $3,417-45.2% | $4,593-59.2% | $2,552-26.6% |
| Participant deferral / active EE | $2,820 | $6,496-56.6% | $7,906-64.3% | $4,126-31.7% |
| Admin fee / account holder | $1,878 | $8,415-77.7% | $13,708-86.3% | $7,339-74.4% |