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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,249 | $77,814+248.6% | $158,223+71.4% | $86,983+211.8% |
| Participation rate | 97.6% | 68.4%+29.1pp | 79.2%+18.4pp | 69.5%+28.0pp |
| Annual return | 13.80% | 30.54%-16.7pp | 52.09%-38.3pp | 25.83%-12.0pp |
| Employer contribution / active EE | $11,388 | $2,592+339.3% | $4,109+177.2% | $2,584+340.6% |
| Participant deferral / active EE | $9,243 | $3,270+182.7% | $5,467+69.1% | $4,194+120.4% |
| Admin fee / account holder | $3,164 | $5,879-46.2% | $16,047-80.3% | $7,856-59.7% |