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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,249 | $75,541+259.1% | $152,093+78.3% | $82,637+228.2% |
| Participation rate | 97.6% | 66.5%+31.0pp | 77.8%+19.8pp | 68.1%+29.5pp |
| Annual return | 13.80% | 32.56%-18.8pp | 66.36%-52.6pp | 53.51%-39.7pp |
| Employer contribution / active EE | $11,388 | $2,622+334.3% | $4,175+172.8% | $2,552+346.2% |
| Participant deferral / active EE | $9,243 | $3,206+188.3% | $5,451+69.6% | $4,126+124.0% |
| Admin fee / account holder | $3,164 | $6,405-50.6% | $14,497-78.2% | $7,339-56.9% |