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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,471 | $122,131-25.1% | $625,211-85.4% | $122,131-25.1% |
| Participation rate | 34.8% | 75.1%-40.3pp | 68.5%-33.8pp | 75.1%-40.3pp |
| Annual return | 20.17% | 16.17%+4.0pp | -4.48%+24.7pp | 16.17%+4.0pp |
| Employer contribution / active EE | $837 | $3,608-76.8% | $5,469-84.7% | $3,608-76.8% |
| Participant deferral / active EE | $1,977 | $3,892-49.2% | $3,285-39.8% | $3,892-49.2% |
| Admin fee / account holder | $17,112 | $11,586+47.7% | $15,496+10.4% | $11,586+47.7% |