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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,814 | $92,798-33.4% | $96,707-36.1% | $137,256-55.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 11.94% | 31.24%-19.3pp | 34.78%-22.8pp | 220.34%-208.4pp |
| Employer contribution / active EE | $6,062 | $4,147+46.2% | $4,191+44.6% | $4,156+45.9% |
| Participant deferral / active EE | $3,979 | $5,877-32.3% | $5,997-33.7% | $6,407-37.9% |
| Admin fee / account holder | $20,774 | $7,946+161.5% | $7,503+176.9% | $12,270+69.3% |