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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,101 | $94,439+53.6% | $73,658+97.0% | $154,746-6.2% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 17.37% | 28.25%-10.9pp | 29.72%-12.3pp | 172.34%-155.0pp |
| Employer contribution / active EE | $8,414 | $1,257+569.2% | $1,032+715.0% | $4,379+92.1% |
| Participant deferral / active EE | $0 | $2,527-100.0% | $2,062-100.0% | $6,730-100.0% |
| Admin fee / account holder | $3,252 | $3,843-15.4% | $3,357-3.1% | $14,365-77.4% |