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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,981 | $114,119+36.7% | $107,187+45.5% | $138,895+12.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 16.50% | 273.21%-256.7pp | 204.55%-188.0pp | 145.39%-128.9pp |
| Employer contribution / active EE | $7,552 | $4,059+86.1% | $3,782+99.7% | $4,194+80.1% |
| Participant deferral / active EE | $9,506 | $5,538+71.7% | $5,096+86.5% | $6,396+48.6% |
| Admin fee / account holder | $10,023 | $10,0240% | $9,162+9.4% | $12,562-20.2% |