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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,981 | $134,817+15.7% | $123,973+25.8% | $155,188+0.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 16.50% | 515.49%-499.0pp | 388.13%-371.6pp | 148.84%-132.3pp |
| Employer contribution / active EE | $7,552 | $4,425+70.7% | $4,126+83.0% | $4,248+77.8% |
| Participant deferral / active EE | $9,506 | $5,706+66.6% | $5,247+81.2% | $6,531+45.6% |
| Admin fee / account holder | $10,023 | $13,245-24.3% | $11,799-15.1% | $14,480-30.8% |